Under Investment Crowdfunding rules, anyone over the age of 18 can invest at least $2,200 every 12 months. If you would like to invest more than $2,200 in any given year, you will need to calculate the maximum amount based on your income and net worth. Below is a summary of how to calculate your annual maximum investment amount. You can also click on the link below to go directly to the SEC Investor Bulletin where you will find the complete rule and some sample scenarios.
Calculating your annual maximum investment crowdfunding amount
If your income AND your net worth are $107,000 or higher, you may invest up to 10% of whichever number is lower. If your income is $150,000 and your net worth is $500,000 you could invest up to $15,000 per year (10% of $150,000, the lower of the two numbers).
If either your income or net worth is below $107,000, you may invest up to 5% of whichever number is lower. If your income is $80,000 and your net worth is $1,000,000 you could invest up to $4,000 (5% of $80,000, the lower of the two numbers).
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